Insurance claims can be complicated and confusing. Here at Georgia Best, we specialize in dealing with your insurance company. We will take the stress off your shoulders and make the process easy and pain-free so you can enjoy the new look of your home without any hassle. Here are a few tips to help you along when filing an insurance claim.
Your insurance company cannot raise your rates due to you filing a claim.
This is not how rates go up. Rates are determined by the number of claims filed in the area, usually by zip code.
Always have a roofer who specializes in insurance claims inspect your roof before filing a claim.
This will ensure that you do not file an unnecessary claim.
If approved, most insurance companies will send you a packet of information disclosing payment information.
You must share this information with your roofer. In some cases, insurance companies do not pay for all that is necessary for the replacement of your roof. Your roofer will be able to assess this information and determine if the amount is correct and if not, they will be able to supplement your insurance company for the additional expenses.
If you have a mortgage on your home, the checks that you receive from your insurance company may be written out to you and them.
It is important to have your mortgage company sign the check asap to not hold up the process of your new installation.